How it works
Upgrade to Premium
To pay installments with Xente, you need to download the Xente android or IOS app and then up upgrade to Premium.
Click on the Upgrade to Premium button in the app and upload a selfie + valid indentification e.g. National ID, Passport, Drivers License
If valid, you will be upgraded to Premium.
This takes only 5 minutes.
Increase your credit limit
With Xente, you can get a credit limit of up to UGX 5,000,000.
You can increase your credit limit by
1) Frequently using Xente and have no history of fraud or credit default
2) Getting an invite from one of our credit partners
Shop for phones, electronics, home & office furniture, fashion and lots more from leading retailors using the Xente app
Select to pay in installments, and have your loan approved.
Your items will be delivered to you - it is that easy.
Frequenty asked questions
Xente is not a licensed money lender. Xente is a marketplace of licensed money lenders. When you request for credit, your request is fowarded to a licensed lender. Interest rates and recovery is the responsibility of the licensed lender. Every lender is required to sign our responsible lending guidelines.