Buy now, Pay later with Xente

Purchase airtime & data, bills like yaka & water, fees, event, movie & bus tickets & shop and pay after 30 days.

Download the app and upgrade to premium.

Get it on Google Play Download on the App Store

How it works

Xente

Upgrade to Premium

To Pay later with Xente, you need to download the Xente android or IOS app and then upgrade to Premium.

Upgrading to premium is very easy.

Click on the Upgrade to Premium button in the app and upload a selfie + valid indentification e.g. National ID, Passport, Drivers License

If valid, you will be upgraded to Premium.

This takes only 5 minutes.

Xente

Buy now. Pay later

At checkout, select Buy now. Pay later

If the item is less than your credit limit, a loan will be approved in seconds and you will get whatever you need immediately.

Xente

Increase your credit limit

With Xente, you can get a credit limit of up to UGX 5,000,000.

You can increase your credit limit by

1) Frequently using Xente and have no history of fraud or credit default

2) Getting an invite from one of our credit partners

Frequenty asked questions

You can increase your credit limit by

1) Frequently using Xente and have no history of fraud or credit default

2) Getting an invite from one of our credit partners

You can pay later for every product in the Xente app. This includes airtime for all major networks, data for all major networks, bill payments for water, electricity and TV, tickets for events, movies & buses as well as shopping below UGX 200,000.
You are expected to make a minimum repayment in 30 days. The minumum repayment is the interest accrued during the month.
The interest rate varies from person to person and also depends on the owner of the trust network. It can be 0%, but no more than 15% per month.
Your credit limit will be set by the owner of the trust network. You can check your credit limit in the Xente app.
With Xente you get revolving credit. That means that as long as you make the minimum repayment each month, you can continue to get credit until you hit your credit limit.
Email happiness@xente.co - we are happy to answer any questions you might have.

Ready to get started

Download the app and upgrade to premium.

Get it on Google Play Download on the App Store

Xente is not a licensed money lender. Xente is a marketplace of licensed money lenders. When you request for credit, your request is fowarded to a licensed lender. Interest rates and recovery is the responsibility of the licensed lender. Every lender is required to sign our responsible lending guidelines.