Pick a plan tailored to your business needs

Get the digital business account that simplifies payments and finance for 500+ smart companies: virtual bank accounts, Visa debit cards, mobile money, spend management, and more - all on one software platform

Basic

For businesses with basic payment and finance needs

Get Basic license
  • 50 million shillings daily limit
  • 10 users
  • Only domestic currency accounts
Pro

Advanced features + savings on transaction fees

Get Pro license
  • 500 million shillings daily limit
  • 50 users
  • Multi currency accounts (USD, GBP)
  • Lowest transaction fees
  • Working Capital
  • Exclusive deals & discounts
Pro+

For businesses with custom needs & pricing

Talk to us
  • No monthly volume limit
  • Unlimited users
  • Zero rated transaction fees
  • Dedicated accounts
  • Custom portal
  • Custom integrations
  • Custom workflows
  • Custom cards
  • Dedicated instance
  • SSO

Simple pricing per transaction

No surprises with flexible transaction fees

Deposit funds into your Xente account Basic Pro Pro+
From any bank Free Free Free
From mobile money Free Free Free
PS. Banks & Mobile money operators may apply charges
Pay everywhere with Visa Basic Pro Pro+
Issue physical Visa cards UGX 40,000/ per card UGX 30,000 per card
2 free physical Visa cards included		 Custom MOQ 1000
Issue virtual Visa cards UGX 10,000/ per card UGX 5,500 per card
10 free virtual Visa cards included		 Custom MOQ 1000
Pay online Free Free Free
Pay at POS Free Free Free
ATM Withdraw Bank charges apply Bank charges apply Bank charges apply
Pay with mobile money Basic Pro Pro+
MTN Mobile money UGX 1,400 per transaction Telecom rate Zero rate Minimum 10,000 transactions per month
Airtel money UGX 1,400 per transaction Telecom rate Zero rate Minimum 10,000 transactions per month
Send money to bank accounts Basic Pro Pro+
All banks UGX 7000 per transaction Bank rate Zero rate Minimum 1,000 transactions per month
Collect payments Basic Pro Pro+
Mobile money MTN Mobile Money, Airtel Money 3% + UGX 1,000 3% Talk to us
Accept Visa & Mastercard online Not available 3.5% + UGX 1,000 Talk to us
Send airtime & mobile internet Basic Pro Pro+
MTN airtime Free Free Discounted Minimum UGX 50,000,000 per month
Airtel airtime Free Free Discounted Minimum UGX 50,000,000 per month
MTN data Free Free Discounted Minimum UGX 50,000,000 per month
Airtel data Free Free Discounted Minimum UGX 50,000,000 per month
Pay company utility bills Basic Pro Pro+
Yaka UGX 5,000 per transaction UGX 3,500 per transaction Talk to us
Post paid Umeme UGX 5,000 per transaction UGX 3,500 per transaction Talk to us
DSTV UGX 5,000 per transaction UGX 3,500 per transaction Talk to us

Trusted by smart, professional businesses

Businesses teams of every size and industry use Xente to pay, manage finance & grow

Jumia
Jumia

eCommerce

"Managing spend and payments to our remote teams is key to powering our growth. We cannot afford inefficiency. "

Learn more

TPO
TPO

NGO

"With teams across the country, managing spend and payments to them is impossible without Xente. "

Learn more

The Innovation Village
The Innovation Village

Innovation

"Supporting finance and accounts teams to manage payments and spend is a BIG idea, it has transformed the way we work. "

Learn more

Frequently asked questions

A Xente account is a digital account that businesses use to automate payment and finance management operations.

Instead of manual cash and cheques, businesses use virtual payments like Visa cards, mobile money, bank transfers, and other digital value stores to make and accept payments

Instead of manual paperwork and busywork, Xente automates finance processes including approval workflows, documentation, reporting and even integration with your accounting platform

With a Xente digital business account, you and your team members can transact anywhere, anytime whilst maintaining visibility and control of every penny - which saves you time and money

Xente is designed for businesses that wish to simplify everyday payments and financial management operations.

Opening of the Xente business account is currently accessible to companies registered in Uganda.

However, you can manage your account from anywhere in the world.

Xente is a licensed Fintech Institution supervised by the Central Bank of Uganda (Payment System Operator License number PSO 15/22)

As a regulated payment institution, we have an obligation to keep our transactions secured. The funds deposited in your Xente account are deposited into a trust account that is totally separate from operations funds. We are also required to maintain bank-grade security standards and regularly report all transactions.

This means that no one but you has access to your money and our software platform has all the controls in place making it 1000x than manual cash and cheques

Your Xente account allows you to send and receive money from mobile money operators like MTN and Airtel as well as card schemes like Visa and Mastercard.

A dedicated account allows you to open up your account directly with the operators and use our software to transact. This gives you more control over your money as well as giving your clients the comfort that they are dealing directly with your business as the payment alerts and receipts are in your company name.

You also get operator transaction costs with a dedicated account.

In short, a dedicated account gives you control of your money, your customer comfort, and the best prices for transactions whilst getting all the goodness of Xente's powerful payment and finance management features

Get started in 15 minutes

Open an account