Xente app

The digital account for business

Get a modern digital business account trusted by over 500 companies in Africa. Make and receive payments with ease, simplify financial operations, and grow your business without any limits

Open an account in 5 minutes

Make payments

Make payments with ease

Pay your team, suppliers, and other beneficiaries fast and stress-free. Forget cash and cheques – use modern payment methods like Visa, mobile money, or bank transfers. Our software platform helps you manage everything smoothly with easy approval workflows, finance policy controls, and powerful reports. It even works well with your accounting software. Make your business more productive, keep better track of money, and save time and money

The better way to pay

Visa debit cards

Mobile money

Bank transfers

Bill Pay

Airtime & Data

Accept payments

Accept payments everywhere, anywhere, anytime

Receive online and in-person payments from clients with ease. We support a wide range of methods, including Visa, MasterCard, Amex, mobile money, direct bank transfers, and agent banking. Offer your clients unparalleled convenience and grow your business


Integrate Visa, Mastercard, mobile money, bank transfers, and more into your app or website effortlessly with our checkout widget. Let Xente manage all your payment needs easily and securely without hustle.

Bank and Mobile money agents

Receive payments easily from bank and mobile money agents into your Xente account, giving your clients more convenient and cheaper ways to pay you

Payment links

Get paid easily through WhatsApp or email using Payment Links. Quickly create a complete payment page with just a few clicks and share the link directly with your customers. No coding needed

Open API

Connect your back-end application directly to our powerful open API for effortless payment collection. Accept both global and local payments, offering your clients a world-class, smooth customer experience

Powerful business finance operations software

Unified payments

Xente is your one-stop platform for all business payments, both global and local. We handle credit/debit cards, mobile money, bank transfers, bill payments, and more. Whether it's cross-border transactions or reaching into remote villages in Africa, we've got you covered. Xente is ideal for both online and in-person transactions. With Xente, there's no need to manage multiple payment platforms

Advanced finance operations

Business payments require transparency and control. With Xente, you get automated approval workflows, finance policy management, document management, accounting ERP integration, real-time reports, and more. This eliminates unnecessary hard work and busy work, allowing you to focus on what matters most - your clients.

Enterprise level security

Xente's software is designed to meet enterprise-grade standards for security and compliance, ensuring the safety of your funds and data. We are regulated by the Bank of Uganda


Our Happy Clients

What our clients say

Questions & Answers

Answers to your frequently asked questions.

1. Why Xente ?

We are like a bank account on steroids. If you are doing business in Africa, or plan to, Xente is the perfect choice. You'll have not just all major modern payment methods for global and local transactions, but also world-class finance operations software. With Xente, your business gets unlimited opportunities to transact everywhere and anywhere, while maintaining robust controls and access to reports for best practice in finance management

2. How do I get started with Xente

Getting started with Xente is easy. You only need to do two things: open an account by providing your business details, and verify those details. We've made this process easy, and it only takes 5 minutes

3. Who is Xente for ?

Xente is for businesses seeking an easy, safe, and compliant way to make and accept both local and global payments, while maintaining world-class financial operations. We are currently used by over 500 businesses

3. What are your charges/features ?

Xente offers different pricing plans tailored to your business needs. If your business is a micro/small business with low transaction volumes, you pay a fee per transaction. For businesses with larger transaction volumes, we provide custom plans where you can pay less per transaction, or even zero, and instead pay a flat annual license fee. Visit our pricing page to learn more

4. In which countries do you operate?

Xente operates primarily in Uganda. We are planning to expand to Kenya and Tanzania in the near future. Additionally, we will enable cross-border transactions between the US, Europe, and Asia.

If you're not in a supported country, you can still sign up for a trial account, and we will notify you when we go live in your country

6. How do I contact you?

You can contact us 24/7, 365 days a year via email, phone, WhatsApp, or use our modern in-app chat feature. For more details, please visit our 'Contact Us' page.

Have more questions? Visit our help center