Simplify your life

Use ONE app - Get a loan. Make payments. Buy airtime & data. Pay bills and fees. Book event, movie & bus tickets. Shop for phones, electronics, fashion, groceries and lots more

Get it on Google Play Download on the App Store

Join 50,000+ people who have signed up for a Xente account


Namusisi Lairah
“I love the Cash Back every single time I transact”

Ademu Steven
“The loan interest is minimal, making it affordable.”

Amani Ibrahim
“This is a super app. Airtime, Data, Bills, Tickets, Shopping, Loans ..its awesome”

Murindwa Derrick
“Great customer service. In the rare case of failure my money is refunded.”

Loan Me

If you are little short on cash or just need a little extra, get a loan on Xente. Funds are deposited to Mobile Money, Bank or Xente Wallet

Important Notice:
Xente is not a lender but aggregates third party licensed Financial Institutions who provide credit to our customers.

Shop like a boss

Shop in app for high quality products including phones, electronics, home & office, groceries, fashion, kids & toys and lots more from retailers and brands you know and trust - using your mobile phone

Sit back and relax - Products are delivered to you wherever you are.

View Seller Directory

Xente Visa ® Card

Xente through our partner banks is an issuer of Visa ® Prepaid Cards. The Xente Visa® Card works online and offline wherever Visa® is accepted.

The Xente Visa® Card is ideal for people who want to transact online with peace of mind knowing their funds are not linked to their savings account. It is super easy to load funds onto the Xente ® Card using Mobile Money or even another Visa Card.

If you take a loan from Xente, you can request that we deposit the funds onto your Xente Visa ® Card.

Apply for the Xente Visa ® Card in the app

Airtime & Data Recharge

Recharge MTN, Airtel, Africell, Roke, UTL, Smile and Tangarine airtime and data - anytime, anywhere. Pay using any Mobile Money, Visa & MasterCard or get a loan.

Bill Payments, Subscriptions & Fees

Pay all your utility bills, TV subscriptions, School Fees and so much more using Xente.

No hustle tickets

Purchase discounted event tickets, book the best seats at the movies and buses using the Xente app.

More reasons to love Xente

Flexible Payments

Pay instantly & securely using Mobile Money, Visa & MasterCard - anytime, anywhere

Pay Later using our Loan Me feature.

Cash Back !

Get Cash Back on every item you buy from Xente. Cash Back is real Cash that you can use to make subsequent purchases

Money back gaurantee.

If for any reason we are unable to deliver the product you want or you are not happy with what you receive, we will refund your money. No questions asked

Ready, Set, Get Started

Download Xente from Google Play Store or the IOS App Store

Get it on Google Play Download on the App Store