Xente human

The account that means business

Power your business with a multi-country, multi-currency business account. Pay, get paid, and manage your financial operations—all in a single solution

Free trial available

A modern business account

Get your company a multi-country, multi-currency business account with end-to-end payments and smart financial operations—all in one


Make payments

Make payments with ease

Pay your team, suppliers, and other beneficiaries fast and stress-free using modern payment methods

The better way to pay

Visa debit cards

Mobile money

Bank transfers

Bill Pay

Airtime & Data

Accept payments

Get paid anywhere, anytime

Receive online and in-person payments from clients with ease.


Accept online payments via Visa, Mastercard, mobile money, and bank transfers.

Agent banking

Receive payments easily from bank and mobile money agents


Accept payments using Visa, Mastercard, and mobile money at point of sale terminals

Open API

Connect your back-end application directly with our powerful open API

Powerful finance operations software

Unified payments

Xente is your one-stop platform for all business payments, both global and local, including in-person and online transactions. We handle credit/debit cards, mobile money, bank transfers, bill payments, and more within a single software solution

Smart finance operations

Business payments demand transparency and control. Xente offers automated approval workflows, finance policy and document management, a chart of accounts, team/user management, linked accounts, accounting ERP integration, real-time reporting, and more advanced finance automation features - in one platform

Enterprise level security

Xente's software is designed to meet enterprise-grade standards for security and compliance, ensuring the safety of your funds and data. We are regulated by the Bank of Uganda


Our Happy Clients

What our clients say

Questions & Answers

Answers to your frequently asked questions.

1. Why Xente ?

We make managing company finances easy. If you're tired of the stress of managing banking, payments, and financial operations manually with lots of paperwork, Xente is for you. We offer a business account, payments, and smart finance operations - all in one. You can do business globally and locally using modern payment methods like Visa, mobile money, banks, and get smart finance tools to help you track and report every penny in real time. Then, you can spend more time on what matters - your business.

2. How do I get started with Xente

Getting started with Xente is easy. You only need to do two things: open an account by providing your business details, and verify those details. We've made this process easy, and it only takes 5 minutes

3. Who is Xente for ?

Xente is for businesses seeking an easy, safe, and compliant way to make and accept both local and global payments, while maintaining world-class financial operations. We are currently used by over 500 businesses

3. What are your charges/features ?

Xente offers different pricing plans tailored to your business needs. If your business is a micro/small business with low transaction volumes, you pay a fee per transaction. For businesses with larger transaction volumes, we provide custom plans where you can pay less per transaction, or even zero, and instead pay a flat annual license fee. Visit our pricing page to learn more

4. In which countries do you operate?

Xente operates primarily in Uganda. We are planning to expand to Kenya and Tanzania in the near future. Additionally, we will enable cross-border transactions between the US, Europe, and Asia.

If you're not in a supported country, you can still sign up for a trial account, and we will notify you when we go live in your country

6. How do I contact you?

You can contact us 24/7, 365 days a year via email, phone, WhatsApp, or use our modern in-app chat feature. For more details, please visit our 'Contact Us' page.

Have more questions? Visit our help center